Top 11 Car Insurance Tips for Grand Tourers YesEnsure

Top 11 Car Insurance Tips for Grand Tourers

Grand tourers are renowned for their performance, speed, luxury and style—who wouldn’t want to drive one? These types of cars pack in the power with their sleek designs that can hold up to four people. If you’re planning on buying or leasing a new grand touring car, it’s important to take into consideration all the costs that come with the purchase.

Car insurance for grand tourers is going to cost a pretty penny, but it’s worth it to be on the road with your dream car. There are ways you can reduce your car insurance costs and some things you can do to prevent getting into any accidents in the first place. Here are 11 car insurance tips for grand tourers to help you drive with ease and confidence.

1. Driving Habits

It’s easy to get wrapped up in the excitement of driving your new car, but it pays to take a moment to learn the nuances of your vehicle and adjust your driving habits accordingly. New drivers tend to have higher rates than experienced ones, so if you’re young, consider taking driving courses to help you become a safer driver—and get better insurance rates.

2. Driving location

Where you park your car overnight can determine how much you pay for car insurance. If your garage is detached or has another building between it and the street, you’ll likely save on car insurance since most break-ins happen when the vehicle is closer to traffic.

3. Driving records

Your driving record will play a big role in determining how much you pay for car insurance. If you get speeding tickets, get into fender benders or cause other types of accidents, your insurance costs will go up—and for good reason! Not only could these infractions injure you, another driver or passengers in the car, they could also cause property damage.

4. Driving vehicle type & safety features

When it comes time for your insurance company to conduct an evaluation of your grand tourer , they’ll take into account its make and model as well as any safety features that help protect you on the road. If you opt for a lesser-known brand, you could see higher rates with your insurance provider. This is because they tend to have fewer market claims and less data available in terms of safety features.

5. Cooperative driver training

One way to reduce your car insurance costs with an up-and-coming grand tourer company, aside from being a good driver, is to take part in cooperative driver training programs. Many insurers offer these types of programs to help you develop the skills and experience necessary to drive safely on the road.

6. Driver’s Age

Have an older grand tourer? It just so happens that insurance rates tend to drop once you turn 25 and get through the tail end of your teenage years. This means that as a young driver who’s recently purchased their dream car, you could be looking at higher insurance costs for the first few years. Start saving now!

7. Driving Distance

The shorter your daily commute to and from work, the lower your rates are likely to be with your insurer—it may not seem like much, but every mile counts. All things considered, it’s cheaper to drive during off-peak hours and avoid busy traffic if you can help it—you could even take public transportation or carpool to work to reduce your daily driving distance.

8. Driving Location

If you live in an area where there are many accidents due to inclement weather, traffic jams or other issues, you could see higher car insurance rates. If possible find a safer location to park your vehicle while at home or work—your insurance provider will love you for it!

9.  Driving safety

If your grand tourer comes packed with high-tech safety features, this could go a long way toward securing lower insurance rates. This is because accident prevention technology has been shown to reduce the number of accidents on the road and, as a result, significantly lowers your risk of being involved in one.

10. Driving practices

Does your grand tourer have features that promote safe driving, such as anti-lock brakes or onboard navigation systems? If so, you may be able to get a discount on your car insurance rates. In many cases, these safety features may also impact the price of your premium by lowering accident risks. Talk about an extra perk!

11.  Group incentives

If you’ve been a loyal customer with your grand tourer’s manufacturer for a few years, there’s a good chance your insurer will offer you group rates. Since not everyone is eligible for this type of discount, be sure to ask whether you qualify when shopping around for insurance quotes. This could save you hundreds or even thousands on your grand tourer’s insurance yearly premiums.

How is car insurance calculated?

On an individual basis, your premiums are based on a number of factors such as driving history and location. In some cases, you might even be charged more if you’re deemed a high-risk driver due to certain infractions or tickets.

What happens if I just stop paying for my car insurance?

Your insurer will cancel your policy and you’ll be without coverage. If you’re involved in an accident, the state may require you to pay for damages out of pocket since you won’t have insurance. Plus, most states offer a grace period before canceling your policy; if you catch the problem early, there’s still time to take care of the issue and get back on track.

How often am I required to update my car insurance information?

Some states require you to change your policy within a certain time of moving, gaining a new job or getting married. It’s best to check with your insurer and be on the safe side by updating your policy as needed.

What types of discounts can I get with car insurance?

Ask your provider about multi-product discounts, which can lower your rates when combined with your home and/or renter’s insurance. They may also be willing to offer a multi-vehicle discount if you have more than one insured car or truck on the road. Discounts are available for good student drivers, teachers and seniors, too.

As You Can See

Comment and share your thoughts on the topics discussed in this post. Let us know if you have any other questions or feedback about our blog! We hope to hear from you soon!

Scroll to Top