7 Steps to Claim Car Economy Insurance After an Accident YesEnsure

7 Steps to Claim Car Economy Insurance After an Accident

When you purchase car insurance, you’re probably looking for a policy that will thoroughly cover your vehicle and yourself. You may not have considered what would happen if your car were involved in an accident. While the majority of accidents are not serious enough to file a claim-and those that do require one can be big financial hits-there are steps you can take to ease the process and minimize your expense. The following guide will help you understand what car insurance claims are, how they work, and why it’s a good idea to get started on them as soon as possible after an accident occurs.

The first thing that should be done in any situation where a car gets into an accident is to ensure that everyone’s safe. If you’re not injured, check on your passengers. After this, it’s important to do the following:

Call the police, even if the accident seems minor.

A police report is required before insurance companies will cover any damages done in a car accident. Not reporting an accident is taken as an attempt to deceive the insurance company.

Get contact information from all other drivers involved in the accident, including:

  1. Name and address
  2. Driver’s license number
  3. License plate number
  4. Vehicle make and model
  5. Insurance company name and policy number
  6. Claims adjuster’s name and phone number (for the other driver’s insurance company)

3. Take photos at the accident scene.

Always include a scale, such as a car length stick, in the picture so it’s easy to estimate distances. These can often be used by your local police department or your insurer. When photographing the scene, take lots of pictures from various angles. At minimum, several photos should be taken of the front of your car before it is moved, as well as shots of the license plates and paint/body damage.

4. For serious accidents where you or a passenger has been injured, call 911.

It’s also important to contact your insurance company immediately so they can send an adjuster to the accident scene. The adjuster will document damage and injuries, establish liability, and can start the process of arranging for repairs.

5. Document all who were involved in the accident, including passengers or pedestrians.

Including a list of witnesses along with their contact information would be helpful in case any disputes over how an incident occurred arise. If you were able to take photos of any witnesses or drivers, include them with the rest of your documentation.

6. Make an inventory list of all damaged property included in the accident, including:

  1. Your car’s make and model
  2. License plate number
  3. How badly dented/damaged each part is (i.e., bumper, hood)
  4. Number of dents/scratches
  5. Estimated cost to repair or replace each part
  6. 7 . Contact your insurance company immediately.

After an accident has occurred, the entire claims process can be confusing and frustrating. To ease some of this difficulty, contact your agent before calling any tow truck companies so you have one consistent source for information.

In many cases, a claims adjuster will come to the accident scene and assess the damage before any repairs are started. If you have followed all of these steps, it could be possible to get your car repaired by the end of the day.

Best wishes going forward!

What Is Car Insurance?

The simplest definition of car insurance is the set of policies that provide financial protection against accidents. While almost all states implement mandatory minimums for liability, other coverages are optional and can help protect you against medical expenses, damage to your car, or other incidents that could occur during driving.

What Is The Difference Between Auto Insurance And Car Insurance?

Auto insurance and car insurance are two terms that are often used interchangeably but they do have different meanings. Auto insurance is a broader term that includes car insurance as well as other types of coverage such as medical payments, property damage and other types of liability which protect drivers and their passengers. Car insurance is a type of auto insurance that covers your vehicle, but you’ll want to check with your insurer (and state laws) to see exactly what’s covered in case there are any gaps you’re not aware of.

How Long Does It Take To Get Car Insurance?

There are a number of factors that can determine how quickly you get car insurance. Some insurers may need to contact your previous insurer while others will require a driving record and interview before writing a policy. In most cases, it should take about a week or two to get car insurance in place assuming there aren’t any difficulties during the process.

Is Car Insurance Expensive?

The answer depends on the cars being insured, your age, where you live and how many claims you’ve filed in the past. In some cases, car insurance is only a few hundred dollars a year though in others, it can be more than $1,000 annually. The good news is that the cost of car insurance is only expected to increase by about 3 percent in 2016 and 1.3% in 2017 according to the Insurance Information Institute (III), which represents property and casualty insurers doing business in all 50 states.

What Happens If I Don’t Get Car Insurance?

In most states, not getting car insurance is illegal. This means that if an accident occurs and there’s no proof of coverage, the at-fault driver will not only have to pay for property damage or bodily harm caused to others but also face a steep fine from the state. For first time offenders, a misdemeanor conviction can lead to up to a year in jail.

As A Result

I hope you enjoyed this blog post. Now, go out and claim your car economy insurance after an accident! After reading these 7 steps, do you have any questions about how to handle a case of major damage? Leave them below in the comments section or reach out to our team online. We’ll be happy to help answer your queries as soon as possible – we won’t rest until every question has been answered by someone who knows their stuff!

Scroll to Top