If you are one of the many people that commute to work by bus, then chances are that you have witnessed an accident. The aftermath can be devastating. Unfortunately, this is not always a guarantee for insurance coverage. This blog post will help you understand how to claim Bus insurance after an accident and what steps might need to be taken in order to do so.
1. Contact the Bus Company Immediately
Notify the bus company of the accident. You can also notify them if you are unable to contact your usual driver, which you should be able to do if they have another employee drive you back home. Chances are that an ambulance will arrive at the scene, so it is best to just let them handle all of the formalities. Also, it is important to have a record of who was driving at the time of the accident, which you should be able to get from your driver.
2. Seeking Medical Attention
Even though a bus insurance claim may not necessarily depend on how severe your personal injuries were after an accident, getting medical attention helps you recover faster and gives you the chance to objectively measure your recovery. You can approach a personal injury lawyer or accident claims company to help you assess what medical treatment you should seek and how much compensation they will be able to help you claim if need be.
3. Contact an Accident Claims Company
If the accident was severe and has caused significant injuries, then you should seek legal help and contact a bus insurance claims company.
Generally, accident compensation companies will work on a no win, no fee basis. This means that they technically do not charge you anything for their services if your claim isn’t successful. Bus insurance claims companies like Road Trauma Recovery , also make the process relatively hassle-free as claimants have to do very little except provide relevant information and medical records.
4. Investigation by the Claims Company
The claims company will send a representative to investigate the case. They might order a report from an accident expert so they can get a more detailed account of what happened during the accident, especially if it’s not clear from eye-witness accounts.
5. Settlement Discounts and No Win No Fee Claims
If a bus company does not respond to a claimant’s settlement offer, then the accident claims company might be forced to make it public in order to pressure them into responding. This means that you could end up with a larger claim as more people who have been injured would emerge as claimants.
Even if you are not entitled to an amount that can be claimed, you could still enjoy significant discounts on your next bus ticket purchase. This is especially true if the accident was caused due to negligence on the part of the bus company or its driver.
What are the steps to claim Bus insurance after an accident?
You should contact the bus company immediately, get medical attention, contact a personal injury lawyer or accident claims company and settle with them on a no win, no fee basis. It’s also important to have any relevant information about the accident.
Who can help me claim Bus insurance after an accident?
You can contact a personal injury lawyer or an accident claims company to help you make a claim and negotiate on your behalf with the bus company depending on what happened during the accident.
What should I do if the bus company does not respond to my settlement offer?
You can take them to court and ask a judge or jury for compensation depending on what happened during the accident. You should also let your bus company know if the accident was not your fault.
What will happen if I claim Bus insurance after an accident?
The bus company might send you a settlement offer to make amends for the harm that you’ve suffered. This should be done within 28 days of your first contact with them according to the Consumer Rights Act 2015.
Without Further Ado
Comment below and share your thoughts on how you dealt with bus insurance claims after an accident. It’s always good to know what others are doing in the same situation so we can all learn from each other!