5 Simple Steps to Claim a Car Insurance Policy for a Full Size Sedan YesEnsure

5 Simple Steps to Claim a Car Insurance Policy for a Full Size Sedan

Just in case you’re in a hurry, here’s a five-step guide to getting your car insurance claim for a full size sedan started:

1. Call Your Insurance Company

Start by calling or going online to report the accident with your auto insurance company. Make sure you tell them that there was an accident and whether or not anyone else was hurt. You will often need to file a police report, to give them more information.

2. Call the Police

Sometimes, but not always, you will also need to call the police and/or go down to your local precinct (where the accident occurred) in order to file an official report. The officer on scene will put out a notice of accident, which tells other drivers that they could have been involved in the accident.

3. Evaluate Your Car’s Damage

You will also need to take photos of your car, including all sides and angles that are damaged. You may need these for settling your claim with the insurance company or to give police officers investigating the accident after it occurred.

4. Call Your Insurance Company Again

Once you have your car evaluated and your photos taken, call the company again and file a claim for insurance purposes. This should happen within 24 hours of the accident occurring.

5. Exchange Information with Other Drivers

Finally, you will need to exchange information with any other people involved in the accident, including their driver’s license number, car make and model, insurance details, contact information, etc. You can find all of this information on their driver’s licenses.

Does everyone have to be present to file an official police report?

No, but if the driver has left the scene of the accident, you will need their license plate number, which can be found on their driver’s licenses.

Is there a time limit for filing an accident report?

Not always, but most states require that you file within 10 days of the accident occurring in order to avoid fines or other legal issues. If you fail to do so, file as soon as possible once the deadline passes.

Is there any time limit to filing an insurance claim?

Yes, every state requires that you file within 24 hours of the accident occurring for it to be valid. If you wait longer than this, your claim could be denied.

Does everyone have to be present to file an insurance claim?

No, you can file a claim through the other driver’s insurance company once you have their information.

Now That We’ve Reached The End

We hope these five simple steps helped you understand how to claim a car insurance policy for a full size sedan. If not, please leave us your thoughts in the comments section below and we will be happy to help!

Scroll to Top