Touring car insurance is one of the most affordable types of car insurance, however for some people it still seems too expensive.
Touring car insurance has knock on effects that can benefit your life in more ways than you think. Here are 11 reasons why you should get touring car insurance.
11) It’s better to be safe than sorry
If you are ever in an accident, whether its your fault or not then having the correct insurance should protect you against any problems that may arise. If your car is written off then you will be able to claim for a new one quickly and easily with the help of touring car insurance.
10) It’s flexible
Touring car insurance policies can protect you for a whole year (if you pay by monthly instalments) or for as little time as you like. It is also flexible enough to change with your needs, such as if you want less cover when you go on holiday etc.
9) You only live once
Touring car insurance plans give the best legal protection for your car that you can get, with or without an MOT. This means that the less chance of your car getting written off and losing out on thousands of pounds worth of car if something were to happen.
8) It makes buying a new car easier
When you are buying a new car it can be very expensive, most dealerships will offer to finance or lease cars for people to buy. If you have the correct insurance then your insurer will be able to help you out with any paper work that needs filling out and this makes buying a new car much easier.
7) You can get discounts off other types of insurance
Most good quality touring car insurances offer discounts on other types of insurance such as house and travel. Other than actually saving you money, these discounts can open up more options for you to save money on other things.
6) Emergency Breakdown Cover
Companies who offer touring car insurance also often give the benefit of emergency breakdown cover, which means that if your car breaks down in the middle of nowhere they will send someone out to get you and your car back on the road again. This is a great little extra that many people forget about when getting insurance.
5) It’s really easy to get quotes
Getting quotes for touring car insurance is extremely quick and easy, most of the time all you have to do it type in your postcode and the system will do the rest for you. You can also get quotes from different companies at the same time to find out who has the best prices and deals on offer.
4) It protects your car against theft
Theft is one of the most common reasons for cars getting written off, so it’s a good idea to get touring car insurance so you don’t have to worry about this happening to your car.
3) It can be a lot cheaper than you think
If you are young or new to the world of cars then it is really easy for someone inexperienced to get ripped off, but if you do your research and do things properly it’s possible to get cheap policies that offer you everything you need.
2) You can protect your no claims bonus
Touring car insurance gives you complete peace of mind as you will never have to worry about losing or damaging your no claims bonus as you won’t be making any claims. This means that if anything bad does happen, then at least the damage will be minimal and you don’t have to pay out any extra money because of it!
1) It makes everything about buying and owning a car easier
The only way to protect yourself fully when buying or owning a car is to get the best possible insurance policy that you can, which in this case is touring car insurance. It’s well worth getting the peace of mind that it gives you and over time it will save you money and help out in the long run.
What is touring car insurance?
Touring car insurance is a type of motor insurance that protects your car against theft, accidental damage and any other potential problems. It also usually includes features such as breakdown cover, legal protection and personal accident cover.
How long does a touring car insurance last?
There is no set length of time that your travelling insurances should last, instead they can just cover you for as long as you want them to. Some companies offer short term policies that only last for around one month while others offer annual plans which will carry on until you cancel them.
What types of touring car insurances are there?
There is a huge range of different car insurance policies and each one has its own features that make it stand out from the rest. Some of the most common include single trip, annual and monthly insurance.
How much does touring car insurance cost?
Touring car insurances can vary from place to place, but in most cases they are very affordable. It all depends on who you use though and how much you need them to cover when it comes to price.
Who needs to get touring car insurance?
If you have a car then you need to get a travelling insurance policy. This is because it will protect your car and yourself if anything ever did happen.
As A Result
We’ve given you 11 reasons why you should get touring car insurance, but if none of these resonate with you or your situation, we’re happy to answer any other questions. Comment below and share your thoughts!